Free New Jersey Weekly Paycheck Calculator 2025 – Easily Estimate Your Take-Home Pay
Easily estimate your weekly take-home pay in New Jersey. Our calculator factors in federal taxes, NJ state income tax, and payroll deductions like UI, WF, TDI, and FLI to give you accurate, 2025-ready results.
How Our Weekly Paycheck Calculator Works
Our New Jersey weekly paycheck calculator is designed for both employees and freelancers who want a quick, transparent way to estimate their net pay.
Here’s what it includes:
- Federal income tax using the latest IRS Pub. 15-T (2025) withholding methods.
- NJ state income tax rates and deductions per NJ Treasury tables.
- Payroll programs such as Unemployment Insurance (UI), Workforce Development (WF), Temporary Disability (TDI), and Family Leave Insurance (FLI).
- Pre-tax deductions like 401(k), HSA, and Section 125 plans.
- Wage-base caps so Social Security and NJ payroll taxes stop mid-year when limits are reached.
Want full details on formulas and tax tables? Visit our Methodology page.
Weekly Pay in New Jersey: Key Facts for 2025
Here are the most important things to know about weekly pay in NJ:
- 52 paychecks/year: Weekly pay means you get paid every week instead of biweekly or monthly.
- Faster access to income: Smaller checks, but more frequent paydays help with budgeting and cash flow.
- Tax treatment: Federal and NJ taxes are calculated annually and divided over 52 periods—weekly pay doesn’t change your overall tax liability.
- Payroll deductions:
- Social Security: 6.2% until you hit the $176,100 wage cap.
- Medicare: 1.45% plus 0.9% if income exceeds $200k/year.
- NJ UI/WF: Employee contributions capped at $43,300 wages.
- NJ TDI/FLI: Capped at $165,400 wages.
- Minimum wage: $15.49/hr in NJ for 2025, affecting hourly calculations.
See the full table on our 2025 Tax Rates page.
Weekly vs. Other Pay Frequencies
| Pay Frequency | Paychecks/Year | Pros | Cons |
|---|---|---|---|
| Weekly | 52 | Fastest cash flow | Smaller checks |
| Biweekly | 26 | Consistent every 2 weeks | Mid-sized checks |
| Semimonthly | 24 | Predictable budgeting dates | Pay dates may vary by calendar |
| Monthly | 12 | Larger checks | Longer wait between paydays |
Want to compare? Try our Biweekly Paycheck Calculator
Why Choose Weekly Pay
- Faster cash flow for hourly workers and contractors.
- Easier budgeting if you live paycheck to paycheck.
- Smaller tax withholding each period but same total annual tax.
- Quicker tracking of overtime, bonuses, or changing hours.
If you’re freelancing or self-employed, you can calculate net pay as an independent contractor in New Jersey.
Frequently Asked Questions
Does NJ tax weekly pay differently?
No. Weekly pay just divides your annual tax liability across 52 pay periods.
Why do Social Security and NJ payroll taxes stop mid-year?
Taxes like Social Security, UI, and TDI have annual wage-base limits. Once your wages exceed the cap, no further contributions are withheld for the rest of the year.
Can I include 401(k) and HSA deductions?
Yes. Pre-tax deductions reduce your taxable income, lowering federal and state withholding.
Are my results exact?
This tool provides estimates. Your actual paycheck may differ based on your W-4, employer payroll settings, and other benefits.
See all FAQs on our FAQ page.