If you live or work in New Jersey, your salary after taxes—often called take-home pay—will be less than your gross income once federal, state, and payroll deductions are applied.Understanding how much you actually keep helps you budget, compare job offers, and make smarter financial decisions. Let’s break down what affects your paycheck in 2025 and…
If you work in New Jersey, you might notice a small deduction labeled “NJ UI” or “Unemployment Insurance” on your pay stub.This deduction funds the state’s unemployment insurance program, which provides benefits to workers who lose their jobs through no fault of their own. It’s a small amount—but it does reduce your take-home pay slightly….
If you work in New Jersey, you might notice a small deduction on your pay stub labeled “FLI” or “Family Leave Insurance.”This isn’t a random fee — it’s the New Jersey Family Leave Insurance (FLI) tax, a state program funded by employees to provide paid leave benefits for family caregiving or bonding with a new…
If you work in New Jersey, your paycheck probably includes a few small state deductions — things like Unemployment Insurance (UI), Family Leave Insurance (FLI), and Temporary Disability Insurance (TDI), also called the State Disability Insurance (SDI) tax. This deduction helps fund the program that pays benefits if you’re unable to work because of a…
If you’re paid by the hour in New Jersey, understanding your paycheck can feel complicated. Between federal taxes, state deductions, and other withholdings, it’s easy to lose track of how much you actually take home. This guide explains in plain language how to calculate your net pay in New Jersey as an hourly worker —…
If you live or work in New Jersey, one of the most common questions is simple:“How much of my paycheck goes to New Jersey state income tax?” For 2025, New Jersey’s state income tax rates range from 1.4% to 10.75%, depending on your income and filing status. However, what actually comes out of your paycheck…
If you work in New Jersey, one of the first payroll forms you’ll complete is the Form NJ-W4, the state’s employee withholding allowance certificate.This form tells your employer how much New Jersey state income tax to take out of each paycheck — and getting it right ensures you’re not over- or under-withheld throughout the year….
Running payroll in New Jersey isn’t just about paying your employees — it’s about staying compliant with both federal and state tax rules. For small business owners, understanding how to calculate payroll correctly can save money, prevent penalties, and ensure your team gets paid accurately and on time. This guide walks you through every step:…
If you live or work in New Jersey, you’ve probably noticed “NJ state income tax” on your pay stub. That amount is based on the New Jersey paycheck withholding rate, which decides how much of your wages goes toward state taxes each pay period. Let’s break down how New Jersey’s withholding rates work in 2025,…
Working overtime can feel rewarding — but it also changes how your paycheck looks.In New Jersey, overtime pay increases your gross income, affects how much state and federal tax you owe, and slightly alters your take-home pay. Let’s break down exactly how overtime pay works in New Jersey, how it impacts your paycheck, and what…