SmartAsset Paycheck Calculator NJ

Salary Information

Annual Salary ($)

Please enter a valid salary amount

Pay Frequency

Filing Information

Filing Status

Federal Allowances

NJ Allowances

Deductions & Bonus

Pre-tax Deductions ($)

401(k) Contribution (%)

Please enter a percentage between 0 and 100

Bonus Pay ($)

Real-time Calculation

Paycheck Results

Disclaimer

This SmartAsset Paycheck Calculator NJ provides estimates based on the information you provide and 2025 tax rates. Actual tax amounts may vary based on specific circumstances, additional income, or deductions. This is not tax or financial advice. For accurate tax information, consult a tax professional.

Tax rates used: Federal (10%-37%), NJ State (1.4%-10.75%), Social Security (6.2% up to $176,100), Medicare (1.45%).

Why Use the SmartAsset Paycheck Calculator NJ?

The SmartAsset Paycheck Calculator NJ helps you understand your take-home pay in New Jersey. Enter your salary, deductions, and bonuses to see a clear breakdown of your paycheck, including federal and state taxes. It’s easy to use, even for beginners!

Features of Our NJ Paycheck Calculator

Accurate 2025 tax calculations for New Jersey.
Simple interface with real-time results.
Download your results as PDF or CSV.
Dark and light modes for comfortable viewing.

Whether you’re budgeting or planning, our calculator makes it easy to see your net pay. Try the SmartAsset Paycheck Calculator NJ today!

How to Use the SmartAsset Paycheck Calculator NJ

Salary Information

Enter your annual gross salary (before taxes) and select your pay frequency (weekly, biweekly, semi-monthly, or monthly).

Filing Status

Select your tax filing status. This affects your tax brackets and standard deduction:

Single: Unmarried individuals
Married Filing Jointly: For married couples filing together
Married Filing Separately: For married individuals filing separately
Head of Household: Unmarried individuals who pay more than half the costs of keeping up a home

Deductions

Enter any pre-tax deductions such as:

401(k) or 403(b) contributions
Health insurance premiums
FSA or HSA contributions
Other pre-tax benefits

Bonus Pay

Enter any bonus pay to see how it affects your taxes. Bonuses are typically taxed at a flat rate of 22% for federal taxes and around 6.37% for NJ state taxes.

Results

After clicking “Calculate,” you’ll see a detailed breakdown of your gross pay, taxes, deductions, and net pay (take-home pay). You can view the results by pay period, monthly, or yearly.

FAQs

How accurate is this calculator?

This calculator provides estimates based on the 2025 tax brackets and rates. Your actual taxes may vary based on specific circumstances, additional income, or deductions.

Does this include local taxes?

No, this calculator only includes Federal and New Jersey state taxes, Social Security, and Medicare.

How are the taxes calculated?

Federal and state taxes are calculated using the appropriate 2025 tax brackets for your filing status. Social Security tax is 6.2% (up to $176,100), and Medicare is 1.45% on all income.